The advertised loan program is a Temporary 2-1 Rate Buy-Down with a 30 year fully amortizing term. It provides an interest rate 2% below your note rate in year 1 and 1% below your note rate in year 2. In year 3, the loan will move to the note rate. The advertised example is for a locked interest rate (note rate) of 6.50%, the interest rate will be 4.50% for the first year (months 1-12). For the duration of year 2 (months 13-24), the interest rate will be 5.50%. For years 3-30 (the remainder of the loan), the interest rate will be fixed at 6.50%. The interest rate quoted assumes a $600,000 purchase price, 80% loan-to-value (LTV), and a minimum FICO score of 780 on a primary residence, conventional loan. The 2-1 Temporary Rate Buydown program applies to FHA, VA, conventional and jumbo loan products. It does not apply to other loan programs. On a $480,000,000 loan, the APR would be 6.577% with a monthly principal and interest payment of $3,034.00 for years 3-30. Rates effective as of 6/3/2026. The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, loan program, verification of information, your credit history, and other factors as determined by Lender. Payments shown do not include taxes, insurance, mortgage insurance or any applicable HOA fees; actual payment obligations will be greater. Not all applicants will qualify. Rates and terms are effective 6/3/2026 and are subject to change without notice. Must finance home purchase through Granville Home Loans, Inc for savings to apply. Not to be combined with any other offer. Granville Home Loans, Inc. (DRE 02103732; NMLS 1908241).